Analyze, acquire, and manage every property you own

DIY Investor — $1,490/year or $149/month

For the independent investor

The full operating workspace for an independent investor.

The full operating workspace for an investor running their own portfolio — analyze it, acquire it, renovate it, and manage it once the tenants move in.

You run your own deals. DIY Investor gives you the analyzer, the comparable-adjustment grid, the renovation pipeline, and the portfolio register that keep your numbers straight from first offer through refinance — then the tenancies, rent ledger and repair history that keep them straight for as long as you hold it.

What DIY Investor includes

Who it is for

Who it is not for

Not included

How it works

  1. Analyze the deal — Run any property through the Deal Analyzer against your own max-offer rule, with the comparable-adjustment grid and full sell-or-rent math.
  2. Operate the project — Track the acquisition in My Projects, move it through the eleven-stage pipeline, and keep the rehab budget accurate line by line.
  3. Watch the portfolio compound — Properties promote into My Portfolio automatically at rent or refinance, where equity, DSCR, cap rate, and ROI stay current.

Questions about DIY Investor

Annual or monthly?
Both. Annual is the best price at $1,490/yr, or start monthly at $149/mo and switch at any renewal.

What do the consulting sessions cover?
Administrative and operational guidance — platform setup, workflow optimization, and how to structure your process. Paid 1:1 sessions are $299 each, up to two a month, on any tier. Portfolio and Capital Partners also get two written consults a month answered within three business days, one live session a quarter, and every tier is welcome at the monthly group session. None of it is investment, legal, or tax advice.

Can I move up later?
Yes. Portfolio Partner adds publishing deals to investors you refer; Capital Partner adds fund-offering management. Upgrades are prorated immediately; downgrades start at your next billing date.

The Mortgage Multiplier™ Method

Built with the investor in mind. The Mortgage Multiplier™ Method is the four-phase framework the platform models for you — it shows you how to accelerate your acquisition process and pay off your debts sooner, so you can reap all of your rental income and retire sooner.

  1. Acquire — Test every property against your own max-offer rule before you sign — 60% of ARV as standard, or whatever percentage your market supports — with purchase, rehab, closing, and holding costs all measured against it, so your equity is protected at the offer, not discovered at the closing table.
  2. Renovate / Build — Track forced appreciation line by line. Budgets total live as the work progresses, the eleven-stage pipeline shows exactly where the property is, and photos document every phase.
  3. Refinance — Model your cash-out at up to an 80% LTV cap and see how much of your capital comes back to fund the next acquisition. Same dollars, next property — that is the multiplier.
  4. Accelerate — Point your rental cash flow at your debts using the payoff optimizer in your Legacy Plan. Debts clear sooner, more of the rent stays income, and equity compounds underneath the whole thing.

The Mortgage Multiplier tool is on every plan. It runs the cycle forward on the figures you enter — your cash, your target property, your rate, your timeline — and shows when the first purchase is affordable, how much capital comes back at each exit, and how the schedule changes when you point rental cash flow at your debts. Growth assumptions start at zero, so nothing moves unless you tell it to.

On every plan

Portfolio tracking that stays current
Every property in one register. Equity, LTV, DSCR, cap rate, monthly cash flow, available equity at your refinance cap, and return on investment recalculate as you update loan, rent, and expense figures — so your portfolio position is a number you can read, not a quarterly rebuild. Projects move into your portfolio automatically when they reach Rent, Refinance, or Management — you'll never enter a property twice.

Know your number before you offer
Set your own max-offer rule — 60%, 65%, 70% of ARV, whatever your lender and your market support. Every deal you analyze gets measured against it the same way, so you find out you're above your own ceiling before you make the offer, not after. Purchase, rehab, closing and holding costs all count toward it, loan amounts back-solve from ARV, and refinance cash-out and sell-or-rent run side by side.

Comparable analysis you can defend
A Form 1004-style adjustment grid adjusts each comparable toward your subject line by line, then weights the result by similarity instead of averaging price per square foot. Address lookup fills the physical facts; stale sales are excluded with the reason shown. A blank line is skipped, not scored as a match. Enter 0 when you know the answer is none — that's real data and it does adjust.

Rent, repairs and tenants beside the property
Add a tenancy to any property and the rent ledger keeps itself: what was due, what arrived, and which month it settled — so rent paid late lands in the month it was for instead of distorting two. Invoice rent by bank transfer or card straight into your own Stripe account, log repairs against the property with their costs, and give each tenant a sign-in showing what they owe and nothing else about your portfolio. What you collect flows into your Legacy Plan as passive income on its own.

Projects and renovations under control
An eleven-stage pipeline from sourcing to sold, line-item rehab budgets that total live, and photo documentation on every project. Nothing lives in a text thread.

Bring your own investors alongside you
Publish a deal and invite the investors you refer. Each one gets a live, read-only view of the pipeline, line-item budget, photos, documents, and notes — and that deal is visible only to the people you invite. No public listing, no shared inbox.

Run your fund offerings end to end
Build the offering and its four-tier waterfall, attach your own disclosure and eligibility questions, review and approve commitments, record document opens, track performance, and collect the capital you raise through your own connected account at a 0% platform fee.

An AI Guide grounded in your workspace
Ask deal, financing, and strategy questions and get answers built on the knowledge base your workspace maintains — not a generic chatbot. Available the moment a question comes up, with your conversation history kept.

Your books, against the property that earned it
Income, expenses and the receipts that prove them, filed against the property that generated them — with three statements over any period, for one property or the whole portfolio, exported to CSV or Excel. Rent already collected and repairs already paid are read straight from your tenancies and your repair log, so the books are not a second place to type them. Your books stay in the same system as your portfolio instead of a separate accounting subscription.

Hold in an entity
Assign any property to an LLC, a trust, or your own name, and see your position by entity as well as in total.

Bring your spreadsheet with you
Import your existing property spreadsheet instead of retyping it. Starting over is the reason most investors never switch systems — so you don't have to.

Analyze it, then publish it — same screen
Run a deal in the Analyzer and publish it straight to your own investor group or as a fund offering. No re-entering it somewhere else. Nobody sees it until you add them.

Model the downside, not just the upside
Run the same plan again with rent lower, values lower, expenses higher, and the exit taking longer. Growth assumptions start at zero — a caution supplied by us would be an opinion about the market.

Tenants report problems, you don't chase them
Your tenant signs in and submits a maintenance request with photos. It lands in your queue against the right property, and the cost of fixing it lands there too — so what the property earned and what it cost you are in the same place.

Advertise and source property
Browse investor-focused listings and advertise your own — your first 3 listings are free on DIY Investor and up, then $19/mo for up to 10 or $49/mo for unlimited. Buyer and seller messaging is masked by default, so real contact details stay private until you decide to share them.

Setup support and workflow guidance
Administrative management consulting, platform setup support, and workflow optimization guidance, so the software is configured around how your business actually runs — not the other way around.

White Glove REI Ltd. is a software company. We do not provide real estate brokerage or financial investment advisory services, and we are not a party to any transaction our members conduct. Members operate their own businesses, deals, and offerings under their own names and terms.

Fund offerings hosted on the platform are created, offered, and managed solely by the member operating them, under that offering's own terms, disclosures, and eligibility requirements. Investing carries risk, including possible loss of principal. This page is informational and is not an offer to sell, or a solicitation of an offer to buy, any security.

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